Select a Loan Type:

 

Home Purchase

Looking to purchase a home?

 

Refinance

Interested in a lower rate?
How about a cash out refi?

 
 




Looking for a More Specific Program?

Select a loan product to learn more.

 

FHA


FHA Loan
Low Down Payment

Great for First Time Home Buyers

30 Year and 15 Year Fixed

Gift Funds Allowed

Less Than Perfect Credit

VA


VA Loan
Tailored to Those Who Served

Lower Interest Rates

No Monthly Mortgage Insurance Premiums

No Prepayment Penalty

No Down Payment Required

ARM


ARM Loan
Upfront Savings

Initial Fixed Period

Purchase, Renovate, and Resell Properties

Prefer a Low Initial Interest Rate and Payment

Jumbo Loans


Jumbo Loan
Exceed the Traditional Loan Limit of $424,100

Low Down Payments

Flexible Terms

Fixed Rates and Adjustable Rates



 



How much can I afford to borrow?

One of the most frequently asked questions when it comes to applying for a home mortgage is "exactly how much mortgage can I afford?" There are many different factors that contribute to your ability as a borrower to repay your home loan. You can use the calculator here to determine the base monthly amount for your mortgage. Dont forget you will also have to budget for real estate taxes, homeowners insurance, and depending on the type of loan, mortgage insurance if you can not provide the 20% down payment.

Mortgage Loan Calculator

Calculate your monthly mortgage payment minus taxes and insurance.










This is your principal + interest payment, or in other words, what you send to your lender each month. But remember, you will also have to budget for homeowners insurance and real estate taxes.

Mortgage Rates - What You Need to Know

There are many different factors that can effect the mortgage rate you receive. Your credit score, loan type, home price, and down payment amount can affect your rate. Different loan products can also have drastically different rates. It is important to consider all of your loan options and to select the product and rate that best suits your needs. This can be a difficult and confusing process but don't worry. Our well qualifed loan officers are here to help guide you in the right direction. Once you have found an option that works for you it is important that your loan officer locks in that rate. The market constantly fluctuates and mortgage rates rarely stay the same for long.

 



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